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Student Renter’s Insurance Requirement

The University’s property and liability insurance does not protect you or your guests against loss or damage to personal property or belongings or cover your liability for loss or damage caused by your actions or those of any of your guests. As a resident you are liable to the University and others for loss or damage caused by your actions or those of your guests. You are required to maintain adequate property and liability insurance that includes the following:

  • Personal Property Insurance: covering the students belongings while on campus, with a limit adequate to repair or replace the student’s personal property in the event of loss, damage, or theft.
  • Personal Liability Insurance: with a limit no less than $100,000 and include coverage for student caused water damage or fire damage to adjacent spaces.
  • Waiver of subrogation in favor of the University, its employees, directors, agents, and assignees.

These insurance requirements are minimum requirements only. The university does not warrant or represent that this coverage will be adequate or sufficient to protect you or your guests from liability. We recommend that you discuss your specific insurance needs with an authorized insurance agent. Required insurance may be provided by a standalone Renters Insurance Policy or by endorsement or extension from a Homeowners Insurance Policy maintained by you or by a Parent/Guardian/Family Member.  Fully compliant renters’ insurance may be obtained from: https://urmiastudentproperty.ajg.com/

Certificate Holder Address:

Vanderbilt University

Risk and Insurance Management

2100 West End Avenue, Suite 750

Nashville, TN 37203