Student Renter’s Insurance Requirement
As noted in the Housing Contract, the University is not liable for damage to property or injuries arising out of a resident’s occupancy of their assigned rooms, except if such damage or injury results from negligent acts or omissions by the University.
As a resident, you are liable to the University and others for loss or damage caused by your actions or those of your guests. You are required to maintain adequate property and liability insurance that includes the following:
- Personal Property Insurance: covering the students belongings while on campus, with a limit adequate to repair or replace the student’s personal property in the event of loss, damage, or theft.
- Personal Liability Insurance: with a limit no less than $100,000 and include coverage for student-caused water damage or fire damage to adjacent spaces.
These insurance requirements are minimum requirements only. The university does not warrant or represent that this coverage will be adequate or sufficient to protect you or your guests from liability. We recommend that you discuss your specific insurance needs with an authorized insurance agent. Required insurance may be provided by a standalone Renter’s Insurance Policy or by endorsement or extension from a Homeowners Insurance Policy maintained by you or by a Parent/Guardian/Family Member.
Fully compliant renters’ insurance may be obtained from:
Frequently Asked Questions:
Student Health Insurance Plan & Renters Insurance Video