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Automatic Enrollment

Undergraduate Students

  • All undergraduate students in degree programs registered for four or more credits, and who are designated by Vanderbilt University as maintaining full-time enrollment, are eligible for the Student Health Insurance Plan (SHIP). Students who meet the eligibility requirements are automatically enrolled in and billed for SHIP. International Students are required to enroll in the Student Health Insurance Plan and may not waive with alternative coverage. Insured students must actively attend classes for at least the first 31 days after the date for which coverage is purchased to remain enrolled.

Graduate & Professional Students

  • All graduate and professional students in degree programs registered for four or more credits, or who are actively enrolled in research courses, or who are enrolled for 0 hours for thesis or dissertation research and are designated by Vanderbilt University as maintaining full-time enrollment, are eligible for the Student Health Insurance Plan (SHIP). Students who meet the eligibility requirements are automatically enrolled in and billed for SHIP. International Students are required to enroll in the Student Health Insurance Plan and may not waive with alternative coverage. Insured students must actively attend classes for at least the first 31 days after the date for which coverage is purchased to remain enrolled.

International Students

  • International Students are required to enroll in the Student Health Insurance Plan and may not waive with alternative coverage. Insured students must actively attend classes for at least the first 31 days after the date for which coverage is purchased to remain enrolled.

Early Arrival Enrollment

Eligible Graduate & Professional and International students who need insurance prior to the August 12, 2019 Annual Coverage Effective Date can enroll in the Student Health Insurance Plan on a voluntary basis with additional premium by submitting the Early Arrival Student Enrollment Form along with your payment.

Enrolling Dependents

Students may enroll in dependent coverage by submitting the SHIP Dependent Enrollment Form. Eligible dependents include a student’s married spouse (husband or wife) or a child (under the age of 26). Domestic partners (same sex or opposite) are not covered. Please note the following:

  • The deadline to enroll dependents for annual coverage is September 12, 2019.
  • It is the Insured student’s responsibility to enroll eligible Dependents each year. Dependents are not automatically re-enrolled. Students need to purchase coverage for their eligible dependent(s) at the same time of their initial plan enrollment and must purchase the same period of coverage in which they are enrolled.
  • The only time students can purchase coverage for their dependents outside of their own coverage period is if the student experiences one of the following qualifying events: (a) marriage (b) birth if a child (c) divorce or (d) if the dependent is entering the country for the first time. If dependent enrollment meets one these qualifying events, the Dependent Enrollment Form, supporting documentation and payment must be submitted within 31 days of the qualifying event. Forms received more than 31 days after the qualifying event will not be accepted. Once a dependent is enrolled, coverage cannot be terminated unless the students loses eligibility.
  • Dependent Enrollment is not automatic. It is the student’s responsibility for timely payment for renewing dependent coverage.

Dependent Enrollment Deadlines 2019-20

Enrollment DeadlineEffective DateStudent Description
September 12, 2019August 12, 2019Newly enrolled and returning annual students
February 1, 2020January 1, 2020Newly enrolled spring students
June 1, 2020May 1, 2020Maymester students
July 1, 2020June 1, 2020Newly enrolled summer students

Dependent Premium Payment

  • Students who need to purchase annual coverage for their dependents can either pay for the entire annual premium in one payment (via credit card, debit card, or checking account) or by the payment plan option. The payment plan option allows students to make an initial payment of three (3) months of premium from a checking account and pay the balance in equal monthly installments via automatic drafts from their checking account. Payments will be deducted via ACH (automatic checking account) on the same day each month based upon the date the initial payment was set-up.
  • The payment plan option is only available for students enrolling dependents for the annual coverage period. Students newly enrolled at the University for the spring semester, Maymester, or summer semester and who want to enroll dependents, are required to pay the full premium payment upon enrollment.
  • If a payment is returned due to insufficient funds or a stop payment, the installment option will be discontinued. In addition, there will be a returned item fee. Students will be notified of the returned draft and the amount of the unpaid premium in writing (email or mail) by Gallagher Student Health. In order to reinstate coverage, the unpaid premium plus fees must be paid in full within 10 days of notice by official check, money order, or credit card. If the total due is not paid within 10 days, coverage will be terminated.

Petition to Add

Students who initially waived the student insurance plan can petition to add coverage if they experience a qualifying event. Qualifying events include:

  • Reaching the age limit of another health insurance plan
  • Loss of health insurance through a marriage or divorce
  • Involuntary loss of coverage from another health insurance plan

A qualifying event does not include a student who is seeking enrollment to gain access to a benefit that was exhausted under their current private insurance plan. For more information, please review the Petition to Add FAQ document.

 

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