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Domestic Undergraduate Student Health Insurance

Vanderbilt students registered in degree programs for four or more credit hours are required to have accident/sickness insurance coverage. This mandatory coverage must be in the form of one of the following options:

  •  Family or parent's policy
  •  Individual, private, or group policy
  •  Policy offered by Vanderbilt through the Gallagher Student Health & Special Risk.

The third option is a policy offered by the Gallagher Student Health & Special Risk and is sponsored by the University.

Premium Rates
Premium rates will be as follows:

  Annual Policy Spring Semester Maymester Summer Term
  8/12/20-8/11/21 1/1/21-8/11/21 5/1/21-8/11/21 6/1/21-8/11/21
Student $2355.00 $1444.00 $648.00 $449.00


After the August 1 deadline, the insurance petition to waive forms must be submitted.

A student who does not wish to subscribe to the student injury/sickness insurance plan offered through the University must notify Gallagher Student Health & Special Risk through their online insurance waiver of coverage acceptable to the University under another policy. Waiver of the student insurance plan does not affect eligibility for services at the Student Health Center. New students must complete the online insurance waiver. The insurance charge will not be waived if the online process is not completed by August 1, 2020 for the Fall Semester, and January 4, 2021 for students who are newly enrolled for the Spring Semester. The waiver process will remain in effect each academic year unless an online waiver is completed prior to August 1, 2020. Online waivers will be available December 7, 2020 through January 4, 2021 for new students enrolling in the Spring.

All students must complete an online waiver form at the beginning of each academic year.

Student Account ID Lookup

If you previously waived the health insurance coverage and wish to obtain the coverage, please return the petition to add form to Gallagher Student Health & Special Risk. (Mail: PO Box 845663, Boston, MA 02284-5663; Email:

The University sponsored health plan premium will be automatically billed to those students registered in degree programs for four or more credit hours unless the plan is waived prior to August 1, 2020.

Coverage for spouses or dependents is available. These premiums are not charged to the student account. Contact Gallagher Student Health & Special Risk regarding this coverage.

Click here for FAQs regarding the undergraduate student health insurance.

Click here for undergraduate student health insurance brochure.

For general coverage questions about enrollment, eligibility, coverage or other service issues, please contact:

Gallagher Student Health & Special Risk
500 Victory Road
Quincy, MA 02171 
Toll-free: 1-800-468-5867

Student Health Center
Vanderbilt University
Zerfoss Building, Student Health Center 4th Floor
Nashville, TN 37232 Phone: (615) 343-4688

For billing questions relating to your student account invoice, please contact:

Pam Canady
Phone: (615) 322-4092
Toll Free: 1-800-288-1144
Fax: (615) 343-8511