GRADUATE STUDENT HEALTH INSURANCE

INTERNATIONAL STUDENTS CLICK HERE

Vanderbilt students registered in degree programs of four or more credits or who are actively enrolled in research courses that are designated by VU as full time are required to have accident/sickness insurance coverage. One of the following options is mandatory:

• Family or parent's policy
• Individual, private, or group policy
• Policy offered by Vanderbilt through the Gallagher Koster Insurance Agency, Inc.

The third option is a policy offered by the Gallagher Koster Insurance Agency, Inc. and is sponsored by the University.

Premium Rates
Premium rates will be as follows:

Your student account will be automatically billed an insurance fee of $1,958 for the Vanderbilt policy (one half of the premium billed August 1 and one half billed December 1).

After the August 1st deadline, the insurance petition to waive forms must be submitted.

A student who does not wish to subscribe to the student injury/sickness insurance plan offered through the University must notify Gallagher Koster Insurance through their online waiver process of coverage acceptable to the University under another policy. Waiver of the student insurance plan does not affect eligibility for services at the Student Health Center. New and returning students must complete the online waiver process each academic year. Waivers may be submitted online beginning June 1. The annual insurance charge will be waived ONLY for new and continuing students who complete the online waiver process by August 1. New students whose initial enrollment is in the spring semester must waive the insurance by January 5 or they will be charged the semester premium amount. Online waivers will be available December 1 - Jan 5 for new students enrolling in the spring semester.

If you previously waived the health insurance coverage and wish to obtain the coverage, please return the petition to add form to the Office of Student Accounts.

Your student account will be automatically billed an insurance fee of $1,958 for the Vanderbilt policy (one half of the premium billed August 1 and one half billed December 1). If you already have comparable health coverage for the coming year, you may request a waiver by going to www.gallagherkoster.com. You will receive a confirmation e-mail upon submitting the online waiver form. Please print and retain this confirmation number as it is your only documentation that the form was successfully submitted. If you waive coverage, the fee for Vanderbilt's insurance program will be deleted from your student account.

IMPORTANT: If you withdraw or leave the University at any time or for any reason after enrolling in the Vanderbilt insurance plan, you will remain covered through August 11, 2009, and will still be responsible for payment of the premium for the full 12 months of coverage. If you do not complete the online waiver by August 1, 2008, you will be automatically enrolled for a 12-month policy and you will be responsible for the insurance premium, which you must pay in two equal installments (in August and January).

Click here for FAQs regarding the graduate/professional student health insurance.

Click here for graduate/professional student health insurance brochure.

INSURANCE WAIVER DEADLINES:
August 1, 2008 (Fall)
January 5, 2009 (Spring-new students only)

For general questions about enrollment, eligibility, coverage or other service issues please contact:

Gallagher Koster Insurance Agency, Inc.
1515 Hancock Street
Quincy, MA 02169 Phone: (617) 770-9889
Toll-free: 1-800-457-5599
Fax: (617) 479-0860
Email: vustudentinsurance@kosterins.com
Web: www.gallagherkoster.com

Student Health Center
Vanderbilt University
Zerfoss Building MCN
Nashville, TN 37232 Phone: (615) 343-4688
Web: www.vanderbilt.edu/student_health/

For billing questions relating to a student account invoice, please contact:

Pam Canady
Phone: (615) 322-4092
Toll Free: 1-800-288-1144
Fax: (615) 343-8511
E-mail: pamela.j.canady@vanderbilt.edu