Costs & Billing Procedures

program cost sheets:

Please find Program Cost Sheets for the Academic Year here.

Please find Program Cost Sheets for the Summer Term here.

cost faqs

Charges for study abroad:

ALL participants in Vanderbilt direct-credit programs will pay:

1. Vanderbilt Tuition - Academic Year 2008-2009: $18,050 per semester

2. Program Fee pays for

- housing,

- included program excursions,

- costs for administrative work, etc.

Currently, fees generally range in amount from $0 to $6,750 and this is due to differences in the costs of living in our program locations.  London and Sydney have significantly higher housing and living costs than South American countries. It should be noted that engineering programs in Dresden and Guadalajara have markedly higher program fees of roughly $13,000.

3. $10 Activity Fee (academic year students only)

Vanderbilt-in-, CET, exchange, and independent program participants also pay:

4. HTH Health Insurance - provides excellent medical coverage including medical evacuation and repatriation of remains, which many domestic policies do not cover.

What is included:

- Housing (except Rikkyo and Sciences Po exchanges)

- Academic and cultural excursions led by the program 

- Whole or partial board MAY also be included, depending on the program (consult program info)

What is not included:

- Airfare to and from the program.  Depending on the program, group flights are sometimes available.

- Optional excursions and independent travel

- Books and incidental expenses.  Students may contact program providers and/or returnees for information on estimates and budgeting.   

How it is billed:

          Students are billed through student accounts just as they would be billed for a semester on campus.  Bills are sent out at the same time as they would be for a regular semester and are sent to billing address on file.  If parents participate in a payment plan, they may want to look into adjusting payments due to differences in cost. 

Financial Aid:

For students studying abroad during the academic year, all programs for direct credit through GEO are eligible for federal and Vanderbilt financial aid.  This includes merit scholarships but excludes work study. 

Students should talk to their financial aid officers to be clear on how this works.

          Summer study abroad programs through GEO are NOT eligible for Vanderbilt financial aid (just as summer study on campus would not be).

Scholarships:

        Students with study-abroad specific scholarships should speak to the administrator of the scholarship to ensure it is disbursed properly.

          Students seeking scholarships to study abroad should check out www.iiepassport.org. 

GEO has limited scholarshop opportunities, please check the Scholarships & Grants section of our website for more information.  

     

student account information

For information regarding your student account, please visit the Vanderbilt Student Accounts Web page here.

health insurance information

Who’s eligible for coverage?

All regular, full-time Eligible Participants and their Eligible Dependents of the educational organization or institution who:

1. Are engaged in international educational activities; and 2. Are temporarily located outside his/her Home Country as a non-resident alien; and 3. Have not obtained permanent residency status; and 4. Vanderbilt students or participants of Vanderbilt Global Education Office Programs who have been enrolled.

When does coverage start?

Coverage for an Eligible Participant at 12:00:01 a.m. on the start date of the Vanderbilt Program. If you would like your coverage to start earlier, you must arrange to have those extra dates covered through HTH directly, not through the Global Education Office.

Thereafter, the insurance is effective 24 hours a day, worldwide except whenever the Covered Person is in his/her Home Country. In no event, however, will insurance start prior to the date the premium is received by the Insurer.

When does coverage end?

Coverage for an Eligible Participant will automatically terminate on the earliest of the following dates: 1. The date the Policy terminates; 2. The Participating Organization’s or Institution’s Termination Date; 3. The date of which the Eligible Participant or Eligible Dependent ceases to meet the individual Eligibility Requirements;  4. The end of the term of coverage specified in the Eligible Participant’s enrollment form, if any, including any requested extension; 5. The date the Eligible Participant leaves the County of Assignment for his/her Home Country; 6 The date the Eligible Participant requests cancellation of coverage( the request must be in writing); or 7. The premium due date for which the required premium has not been paid, subject to the Grace Period provision.

What to do in the event of an Emergency

All eligible Participants are entitled to Global Assistance Services while traveling outside of the United States. In the event of an emergency, they should go immediately to the nearest physician or hospital without delay and then contact HTH worldwide. HTH Worldwide will then take the appropriate action to assist and monitor the medical care until the situation is resolved. To contact HTH Worldwide in the event of an emergency, call 1.800.257.4823 or collect to +1.610.254.8771.

Excess Coverage

The Insurer will reduce the amount payable under the Policy to the extent expenses are covered under any Other Plan. The Insurer will determine the amount of benefits provided by Other Plans without reference to any coordination of benefits, non-duplication of benefits, or other similar provisions. The amount from the Other Plans includes any amount to which the Covered Person is entitled, whether or not a claim is made for the benefits. The Policy is secondary coverage to all other policies.

Hthstudents.com

Once Eligible Participants receive their Medical Insurance ID card from HTH Worldwide, they should visit hthstudents.com, and using the certificate number on the front of the card, sign in to the site for comprehensive information and services relating to this plan. Participants can track claims, search for a doctor, view plan information, download claim forms and read health and security information.

Claims Submission

Claims are to be submitted to HTH Worldwide, Attn: International Claims, One Radnor Corporate Center, Suite 100, Radnor, PA 19087 USA. See the hthstudents.com website for claims forms and instructions on how to file.

What is covered by the Plan?

Schedule of Benefits – Table 1

	Limits – Covered Person
Medical Expenses
Lifetime Maximum Benefit	$1,000,000
Policy Year Maximum Benefits	$100,000
Maximum Benefit for Sickness or Injury	$100,000
Basic Medical Expense Benefit per Injury or Sickness	Up to $100,000 Maximum: 100% of Reasonable Expenses after Deductible
Deductible	$0 per injury or Sickness
Accidental Death and Dismemberment	Maximum Benefit Principal Sum up to $10,000
Repatriation of Remains	Maximum Benefit up to $25,000
Medical Evacuation	Maximum Lifetime Benefit for all Evacuations up to $75,000
Bedside Visit	Up to a Maximum benefit or $1,500 for the cost of economy round-trip air fare to, and the hotel accommodations in, the place of the Hospital Confinement for one person

Schedule of Benefits – Table 2- Medical Expenses

	Indemnity Plan Limits
Physician Office Visits	For Basic, 100% of Reasonable Expenses
Inpatient Hospital Services	For Basic, 100% of Reasonable Expenses
Hospital and Physician Outpatient Services	For Basic, 100% of Reasonable Expenses

Schedule of Benefits – Medical Expense Benefits

Benefits listed below are subject to Lifetime Maximums, Annual Maximums, Maximums per Injury and Sickness, Co-Insurance, Deductibles, Out-of-Pocket Maximums; and Table 2 Plan Type Limits

Medical Expense	Limits – Covered Person
Maternity Care for a Covered Pregnancy	Reasonable Expenses
Treatment of drug and alcohol abuse	Included in coverage for Inpatient and Outpatient mental and nervous disorders
Treatment of Specified therapies, including acupuncture and Physiotherapy	Reasonable expenses on an Inpatient basis, Reasonable expenses on an Outpatient care immediately following the attending Physician’s release for rehabilitation following a covered Hospital confinement or surgery per Policy Year.
Therapeutic Termination of Pregnancy	Reasonable Expenses up to $500 Maximum per Policy Year
Routine nursery care of a newborn child of a covered pregnancy	Reasonable Expenses up to $500 Maximum per Policy Year
Repairs to sound, natural teeth required due to an injury	100% of Reasonable Expenses up to $250 per tooth
Dental Treatment (including extractions) to alleviate pain	100% of reasonable expenses up to $500 per lifetime
Outpatient prescription drugs	80% of actual charge

The Insurer does pay benefits for loss due to Pre-Existing Conditions.